
Dear Mr Proppafix:
I never thought that I would be in a situation like this. I am a 26-year-old woman living in Jamaica and. I am from a close-knit family and I am always keeping in regular contact with all of them particularly my younger brother who is currently working in the United States.
My younger brother and I have always had the best relationship out of all my other siblings. I am his number one confidant when it comes on to personal matters or anything else whether it is relationship related or financial advice. He has told me on numerous occasions that he looks up to me as his mentor and that he has a lot of respect for me.
He left Jamaica because he got a good job opportunity and he entrusted me with all his financial information and even put my name on his bank account so I am able to lodge and with draw money for him, particularly as I am the one who is looking after his daughter. Since he left, he has been sending money and I have been taking care of his business and ensuring that his daughter’s school fee is paid.
My boyfriend and I had accounts in the Cash Plus scheme and my boyfriend kept on hinting to me that I should invest some of the money that my brother was sending in Cash Plus because I could reap the benefits from the interest. At first, I totally dismissed the idea but I thought about it and I figured that nothing would be wrong with making a little extra money. It could help with the rent and all the other bills.
I didn’t mention my idea to my brother because I knew that he would not want to risk his money in something so unstable. I took $300,000 of the money he had in savings and deposited into my Cash Plus account and everything was going well until the whole scheme crashed and I lost all the money.
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I haven’t said anything to my brother since Cash Plus collapsed but I really don’t know what to do. Both my boyfriend and me took all our money out of our bank accounts and put them in Cash Plus so we are flat broke. The other day I heard that Cash Plus would be paying out $15,000 on every $100,000 that was invested but that really can’t help us right now.
My family is living hand to mouth and some months I have to resort to dipping into my brother’s account just to make ends meet. He is still sending money and he hasn’t asked me if everything is ok but I guess he assumes that it is because he trusts me.
Mr proppafix I feel so embarrassed for what I have done. I listened to my boyfriend's foolish idea and now that I am in the hot water, he can’t help me out of it. I am considering taking out a second mortgage to pay back the money that I took because I know he might decide to come back at any point and rightfully he will need to see all of his money. I really don’t know what to do because I would hate to lose his trust and it is stressing me out. It has caused me to be arguing with my boyfriend and it is causing problems in our home.
I am eagerly awaiting your advice
-K.W.
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Dear K.W.
You have every right to be embarrassed with yourself. Imagine your younger brother looks up to you and trusted you so much with his savings and this is what you have done with his trust- Cash Plus it away as if it was yours.
In your letter you mentioned that you lodged his 300,000 plus your own savings - so what happened to all the interests you have collected. I guess you weren’t so smart after all. Your brother trusted you with his money and you let your stupid boyfriend forced you into betraying your own flesh and blood.
A lot of people believed that money is the root of all evil, but that is so not true. It is the love you have for money is the root of evil.
Young woman your task is to find a way to get his money back and put it in the account where it is supposed to be. You didn’t have the right to make a decision like that and you certainly deserves the right to suffer the consequences. If you have to borrow to get it back then that is what you will have to do.
Young lady, find a way to get back the money - that is my advice tek it or leave it.
Are you having an issue that you can’t resolve by yourself? Need some advice? Send your emails to mr.proppafix@gmail.com

Posted on October 6, 2008 06:49
Thats not very good advice considering she already knows she has to get the money back to him thats obvious. Maybe you should have suggested something like telling your brother the truth just being honest with him! Yea it will suck but that would be the right that to do.......... and who knows maybe he'll understand and they could work out an agreement. Just my two cent
Posted on October 6, 2008 07:36
A f**king tief and red-eye cause u fi fallow u blasted tiefing man and tek u bredda money and invest it. If u was any honest person in the first place u woulda did call u bredda and mek him know weh u up to and mek him decide fi himself. Now fi please u tiefing man u gaan faas widdi bwoy hard earned money. U reap di rewards and did a live big life, nevva tink fi gwaan replace di money widdi interest weh yuh did a get and now u cant find back di bwoy money fi replace! Tek yuh r*as guh sell u p*ssy and mek u man sell him b*tty and find back di bwoy money put back! R*as tief di two a unnuh! Wah mek unnuh couldnt satisfy wid investing fi unnuh money alone? And watch and si how u "loving" boyfriend aggo lef yuh r*as alone inna it now. Him soon lef u and gaan bout him business. Yuh bredda fi put u raas a prison. Bl**dclaaat wicked and tief!
People like u mek nuff returning residence go mad when dem go a farrin go work hard fi dem money, send it come gi "trusted" family fi keep or build house ongle fi come back and find seh money missing and nutten nuh do. Now u a come write Mr. ProppaFix a look sympathy! A true Mr. ProppaFix nuh waan tell u weh him really waan tell because him a decentize di whole ting sake a professionalism, suh mek mi tell yuh fi him dem. Tek yuh naasty, tiefing, bl**dclaat self and go find back di bwoy money any which way u can! Suck a d*ck, ride a c*ckie, sell u p*ssy, sell u man b*tty anywhich way, just mek sure when di yuh bredda come back him money is dere!
Posted on October 6, 2008 10:34
Meleon I guess u feel very strongly about this :) I agree that she and her boyfriend should work overtime to replace the funds...but not by prostitution though
Posted on October 6, 2008 11:01
U foolish or what? how can you gamble with someone else's money like that? First, it not yours and second he did not give you permission to invest his money. I don't think you should tell him now that you messed up his money to give him a heart attack. You need to find a way to get it back, even if that means taking out the second mortage because it's greed that got you into this mess.You only wanted to invest his money and get de rewards for yourself and your boyfren, bet your brother would not have gotten any of that interest. If you tell him he will NEVER trust you again. This is what you call redeye and greedy. Find back de man money! Mek u teefing boyfren help u too. This is why i don't trust most family members to take care of business in jamaica because they have no conscience and they all think that people in foreign countries are making a ton loud of money.
Posted on October 6, 2008 11:02
LOL@MELEON COMMENT...... WELL WELL, that's why i wouldn't trust family or friends to deal with anything for me...... myself got ripped off before by friends and family; but seriously, my gurl you shoulda tell yu bredda bout it and mek him know sey you willing to split the interest. yo living over here is hard to my gurl, di money might nuff when you come jamaica and di currency switch, but it's expensive to live over here. look here, mek mi run it down for you.....if u a security and mek $12.00 an hour and u live alone.....rent=$700 a mont+gas bill=300+electricity=80 cable, internet, house phone=100+ cell phone=65+car insurance $160-$300 if u make payment on di car=$300+food=$200 laundry=$50 how much dat $2095......and mi nuh add lunch fi work or if u go movies club or go out pon a date or clothes.... and $12 a hour a $1920 before tax.... after tax $1500 and di bill a two grand....and di same goes if u a engineer,nurse or accountant.....better life style more money.... and di state u live matters alot. you can do the maths on the rest they start at an average of $40,000-$55,000 a year..... and house in the city cost $2500 a month for a two bedroom....nice inner city home, because most nurse and engineer ect wont live in ghetto or rooming house.......but yo you already spend di man money, so hear wat link me up pon facebook or hi5 and wi caan work out an arrangement and you get di money..... watz dat $4000US or $3,500.... babe today is ya lucky day so link up lucky lol.... yo but on some real shit, guh find di man money or tell him before him come down..... call him and tell him seh u ago refinance you house and pay him back.
Posted on October 6, 2008 11:54
I have been in the US and have seen how ppl here have stopped talking to family members in JA and I have always wondered y. This would be reason #1. MONEY. Jamaicans (not all) think that most ppl abroad are idiots, that we dont make note of things. Word to the wise, even if it is not written down we remember. Now after her brother trusted her with his money and im positive he was sending her extra money for herself but because of greed she found herself in this position.
Lady tell your brother about this before u use up anymore of his money and beg forgiveness. He will prolly stop talking to you for a while but if he finds out on his own he prolly wont talk to you forever. Good luck
Posted on October 6, 2008 12:40
My Gooooood!Am I actually in the presents off all this gallangin?Am Lost Of Wordz I think melon is the bost of wordz!
Melon I agree wit u,I am Mr Propafix substitute suh mek mi end it...
Young lady I kno a wh*re house in St Maarten that is recruiting thiefin woman like yuhself,It hav plenty advantages e.g they insure yuh,u jus hav to giv them 5 percent of what u make for the day so if u f_ck a thousan man u only gonna giv them 5percent,yuh live V.I.P style lol mygurl try open a likkle business wid di money weh cash plus a pay bak lol,mr propafix u encouraging the gyal to borrow and u seet seh she a thief!U only puttin her life in danga...Mygurl lef u man bcause dat boi is noo gud like u f_ckin self!!!
That's my advise yung thiefin lady take it r leave it!
¤Gryna¤
Posted on October 6, 2008 14:49
Meleon you are CRAZY LOL!!! This is the second time one of your posts have me falling down laughing. But seriously this is a lesson for you young lady why did you use your brother's money like your own? You are no more than a common thief. And one question, why would you invest so much money in something that's not guaranteed? Good Luck
Posted on October 6, 2008 15:46
MELEON U CRACK MI UP............MI LOV HOW U DEAL WID IT MI GIRL......PROPA WAY......CANT STOP LAUGH........KABUM
Posted on October 6, 2008 17:20
@MELEON, MY GIRL YOU CRACK ME UP, IF I DINT KNOE BETTER, I WOULD SWEAR ITS UR MONEY
Posted on October 6, 2008 18:36
a whole heap a people do dat and dem a straight tief. tek some body money and put inna cash plus widdout telling dem so dem coulda keep de interest fi demself.but sensible people did know say cash plus was a pyramid scheme and pyramid schemes always crash. tell de man and stop dip inna de man savings. a nuff man a farin a swear fi people a jamaica cause dem a hustle and a work inna cold and people a yard a tek dem fi fool. dats why sometime people dead and everybody a ask why
Posted on October 6, 2008 18:37
Look your brother money and put it back. Unno love touch wah nuh belong to unno too much. You are not a good sister, because you wanted to advance your lifestyle on his money. Your intentions were selfish and therefore you need fi return your brother money where it belongs. I am sure you are going to tell your brother some lame story about how you wanted to help make money for him and shit when you confess your mistake. Juss put di man money back because he gave you no authority to touch it!!!!
Posted on October 6, 2008 20:02
There is something bothering me, i didn't get it from ur letter... When u took ur brother money to invest did u have the intention of putting the interest back on his money or did u plan on taking the profit for urself without saying anything to ur brother? Because if u planned on taking the money for urself it only shows that ur really greedy and all for urself,To think that u would come up on a money making thing like that and u never planned on including ur brother, and u and him are so close says alot about u...It's sad that cash plus took away this hard working man's money because of a slip in ur judgement, tell ur brother what u did as soon as possible because there is no way under the sun he won't find out... He is going to lose faith and trust in u but that's a consequence for ur action!
Posted on October 6, 2008 21:05
I am still trying to figure out how you end up giving your brother investment advice. Somehow there at least 3 unwise people here who fell victim to a big-time THEIF.
Posted on October 6, 2008 21:35
@ Meleon Bwoy yuh really teck it to har hard man, but I really dont have much sympathy for her even though I pray she get back the money for her brothers sake. Cash Plus and the alternate schemes really f*ck up nuff people lives or maybe I should say give dem rope fi heng dem self people get too damn craven over this high interst rate and all sell dem house !
Its quite obvoius that this coudnt last long but greed got the best of a lot of educated and 'smart'people. I have a family member who lost millions YES! Miliions but he got back a lot more on interest but still is a great loss.
This guy ask my aunt what he should do as his brother a drug dealer iin the US sent some money for him to lodge. He ask the bredda i him should invest it inna cash plus him bredda seh NO just lodge it im will satisfy, him nuh do nuttin but go behind him bredda back an go linvest di money bout him jus a look a quick food offa it an den draw it back. But him way salt cause as soon as him ivest di money di same week cash plus crash an now him a sh*t bricks a ask weh him fi do cause him bredda ago kill him! Mi aunt just seh how yuh mean weh fi do????? Yuh better run weh!
Posted on October 6, 2008 21:46
dam meleon yuh toung long nur ra** but mi love how yuh give it to dem
Posted on October 6, 2008 22:01
this gal a robbed her brother from long time, you are telling me it took her 26 years to find out who she really is you are a tief gal because I can bet you up until this day you have not banked in any of the interest in the man account. You might seems like a tief at first but the fact that you get so much interest from the man money and you not even think of put back the money.
This is what you should have done tek him money bank it in cash plus then put back the interest and even give him extras
Posted on October 7, 2008 09:21
tawk e tings meleon teck it to har baxside!!!
... whi all do tings inna life dat whi regret yuh si mi, but massy gal $300,000 ah smaddy else money, an not even any ole smaddy ah yuh bredda who love an truss yuh no sah...an not even some enoh...di whole ting yuh gawn lose. den yuh hab nerve bout yuh feel embarassed, an it ah cause prablem wid yuh man...yuh ah guh shegg when it stawt cause problem wid yuh an yuh bredda when im fine out....
Posted on October 7, 2008 13:06
Get the second mortgage, replace the money and let that be the end of the matter. Exercise greater care next time - u r just a trustee, not the owner. Can u imagine what would happen if ur brother died and left u with the responsibility of caring for his child? She would be starving now. Shame!!!
As for your man - you might want to reassess your relationship with him
Posted on October 7, 2008 14:29
yung girl why wud u do something so malicious u bredda gwine chap off u hed wen im come back a yawd u too wicked and grudgeful as fi u man him betta go sell im b*tty and u sell both u b*tty and p*ssy so de man can get back im money the 2 a unnuh too f**king wicked and vicious
Posted on October 7, 2008 15:42
jah know lol aww boi i dont know is wah tek jamaican people y the f''k u neva satisfy ,u neva a starve before food did a eat ,but yet still the money ketch yu eye, u see dah cash plus thing deh a nuff people reap off a it and a nuff people get fuck me hav a brethren wrk a one bank and tht bredda wasnt drivin when cash plus jus strt him put in a few dollars shortly down the line is brand new bimma him a push dung but a so the investin game go,while me hav a next brethen put in a mill and lose evry fuckin thing cause him go in deh too late ,uno need fe go research the thing learn the bungbang there is more to it than jus fling in u money ,another ting i want fe address ,i dont think say u gwine mek much dough cause a b*ttyman a run the whore dem hot ya now so lol go tell u thiefin man say fe go new kingston go strt sell ,uno too red eye and bl''dclawt thief,alot of people stay a jamaica and think say foreign nice uno stop mek bl''dclawt cable fool uno a dat me haffi tell uno ,the man wrk hard fe fe him own and u go giv it wey
Posted on October 7, 2008 15:42
THUMBS UP 2 MELEON
u said it the best
i agree; it ur brother money not urs u should have tell ur brother b4 u jump with ur greedy self and invest
gravin dog always lost all
Posted on October 7, 2008 17:15
my girl there are two advise good an bad but u mek yuh red eye man tell u to choose bad. U should have let ur brother know b4 u make any move, see the man money gone down the drain,an now pickney shut fit u.
mi a go bail u out still but pray him nuh come soon, the best advise tek some more adi money an find a bank what pay the highest interest and put it on fix deposit.mi only can help u wid part until him come. find the rest, Wen him ready fi come u put it back.memba di more u put the more interest u get, if u even hav to put all.that my advise lady take it or leave it.not bcuz u perform such theifing act mr proppa fix could a deal wid u betta still. lololol
Posted on October 8, 2008 09:13
Man Meleon ur serous, well I think she should take out a loan and pay back her brother.
Posted on October 9, 2008 14:46
Krysy lololol,mygurl,di people dem a live hand to mouth so how she aguh pay bak loan?lol look into dat...
Lolololololo a caaaa laugh,a weak...
Mamaslastboi(mi rapist fren) yuh a tell di gyal f_ckey to but mi kno seh a pure f_ckery yuh chat still,look like yuh a overcome the licks from the pipe ion now mon?Yuh halfa block cudden duh nutten yute....
¤Gryna¤
Posted on October 9, 2008 17:48
Gryna( subaru dunce)the girl is askin for a advice. Not none of ur f**kery wah u a chat. Adi best way dat wid she likkle wah she can put back. U fellow enemy rite subaru dunce lolololololololol
Mamalastboy*
Posted on October 9, 2008 18:03
Mamalastboi it luk like mi mash yuh corn r mi lick yuh crass yuh neck bak wid a 2by4,which one?
Ok vile creature,gully creature,zebra groupie,Fagg,mamalastbattyboi,mr educated dunse run on go catch yuh little yellow school bus...lololololololololololol
U barn confuse bout intelligent lolololool....ok 4tung liza...we still kool,jus nuh mek mi haffi call toni fi yuh zeen cause it naa guh nice...lololololololololol
Until I time fine time fi yuh f_ck ooff and move yuh bumbo cla_t!
¤Gryna¤
Posted on October 9, 2008 20:43
hahahahaha... @ Gryna Physician .. leave me words man cho... lololol..
Posted on October 10, 2008 11:08
GRYNA i dont appreciate the way u are talking at MAMALASTBOY rite now,
u two are my good boys, that i rate u'll alot, and it breaks my heart rite now to see a MOVADO and KARTEL shit a display
i am not going to take side so u need to stop tis f**kery, we have being very supportive of each others for the past months
and i luv the feeling when i see u all writing and asking for me like i am ur girl and friend
Stop at ONCE, Shape Up, i am very sad rite now, u all need to keep me smiling cuz i dont like it, when i am frowning which i seem to be doing rite now
so my 2 LUVING MEN
fix THE PROBLEM IMMEDIATELY
Posted on October 10, 2008 14:24
Lololol sweet ting nuh tek it to heart mi gurl me and mamalastboi jus a build a vybz mon we kool a lastnight mi and him hav few chicks a chat to online we kool mon we jus a keep the vybz flowin yuh zimmy,wi nuh like when outaroad deady deady...Toni u too rude lolol.
¤Gryna¤
Posted on October 11, 2008 14:41
meleon yuh mad...evating yuh sey addi deh truth...gal to rahtid brite!